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Become a Homeowner

Criteria

All interested applicants must meet the following initial criteria:

  • Have lived in Northern Virginia (Fairfax, Arlington, Alexandria, Falls Church, or Fairfax City) for at least one year prior to application.

  • Currently be living in either substandard or inadequate housing. This may include overcrowded or unsafe living conditions.

  • Be willing to partner with Habitat to complete 300 - 500 hours of "sweat-equity" in the building of their home and other Habitat homes.

  • Earn 25 - 50% of the area median income.

  • Have adequate income to pay a 20-30 year no-interest mortgage with a 1% down payment.

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"My heart breaks every time I go to a homeowner orientation and see 150 families who want Habitat homeowners and we are only building one house!"
- Habitat staff member to be
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